Plan Benefit Comparison
Below are overviews of the two exclusive medical and drug plan options available to Medicare-eligible member retirees. These benefits are effective January 1 – December 31, 2027. Once you have had a chance to compare and choose an option that works best for you — or if you have questions — please give us a call at (855) 855-6942.
2027 Medicare Advantage PPO Plans
Nationwide coverage with comprehensive prescription drug benefits
2027 MONTHLY PREMIUM
$55.51
MEDICAL BENEFITS
Maximum Out‐of‐Pocket
$7,500
Deductible
$350
Inpatient Hospital
$295 (days 1‐7)
Primary Care Physician (PCP) Visit
$10
Specialist Visit
$55
Surgery
$300
Emergency Room
$100
Non‐Medicare Covered Services
Hearing, Vision, Dental, Podiatry, Routine Chiropractic
RX BENEFITS
Formulary Type
Group Plus 5 Tier (Open)
Deductible
$200 (Tiers 3-5 only)
Out-of-Pocket Max
$2,400
30 Day Retail / Mail
$7 / $8 / $30 / $80 / 30%
100 Day Retail / Mail
3 x 30 Day / 2 x 30 Day
Click here for full 2027 Standard plan details.
2027 MONTHLY PREMIUM
$243.04
MEDICAL BENEFITS
Maximum Out‐of‐Pocket
$4,000
Deductible
$250
Inpatient Hospital
$225 (days 1‐7)
Primary Care Physician (PCP) Visit
$0
Specialist Visit
$40
Surgery
$175
Emergency Room
$100
Non‐Medicare Covered Services
Hearing, Vision, Dental, Podiatry, Routine Chiropractic, OTC, Transportation, Wigs
RX BENEFITS
Formulary Type
Group Plus 5 Tier (Open)
Deductible
$0
Out-of-Pocket Max
$2,400
30 Day Retail / Mail
$5 / $10 / $40 / $80 / 30%
100 Day Retail / Mail
3 x 30 Day / 2 x 30 Day
Click here for full 2027 Plus plan details.
For a list of in-network Humana providers, click here
Promise plans allow participants to see doctors, hospitals, and other providers not in Humana’s network. To ensure that an out-of-network provider will accept your Promise plan, call the provider directly and confirm they will accept payment from Humana.
For a list of in-network Humana pharmacies, click here
For a full list of covered drugs, click here
We’re here for you every step of the way!
EASY ENROLLMENT & SUPPORT
Our concierge customer support team is available to answer questions, help you enroll in a plan, and support you after enrollment.
NO WAIT TO ENROLL
Because PROMISE is a new product available to union retirees, you can enroll at any time — not just during the Annual Enrollment Period (AEP).